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Welcome Secure payment

Secure payment

All the payment pages on this site are protected by a security certificate - you can check its authenticity by clicking on the logo >>

Payments by card are processed by the Saferpay system. When you place your order and select payment by card, you will be redirected to Saferpay Secure Card Data which securely saves the card data in its bank-certified data centre. Only non-sensitive data, such as the card validity and cardholder's name, remain on our database.

The Payment Card Industry Data Security Standard (PCI DSS) was established to certify that ALL companies which accept, provide, store or transmit cardholder data, maintain a secure environment. It was launched in September 2006 to respond to constantly evolving card payment security standards, with a particular emphasis on improving cardholder security during transaction processes. Supersmart is assessed annually in order to ensure it complies with PCI DSS standards and receive certification (see : Certificate of validation" )
All card and payment-related data are stored in Saferpay's database in accordance with the requirements and storage periods with which credit companies must comply. After this period, which is in principle 6 months, the data are automatically deleted. Saferpay only stores data necessary for the technical processing of payments. Early deletion of data relating to payment and authentication is not possible. Personal data are not stored unless they are required (technically) for the processing of payments. In the case of a complaint or retrospective transaction, the merchant must be able to access the stored payment details. Such information is only available to the merchant via the Saferpay account from which the payment was made. All data are treated in complete confidentiality and will not be passed to third parties..
Saferpay has set the standard for E-payment solutions and is synonymous with secure payment on the Internet. With Saferpay, on-line merchants and cardholders alike can be completely assured of the security of purchases made on the Internet. Businesses across the globe appreciate the Internet payment security Saferpay offers them. Saferpay integrates all popular on-line payment methods through a single interface which facilitates the application of adaptations and upgrades. In addition, Saferpay enables the secure online processing of phone and posted orders..
3D Secure
The role of 3D Secure
Internet transactions are classed as 'cardholder not present' (CNP) transactions. Until recently, there was no easy way for you to identify a cardholder and confirm that it was indeed the legitimate cardholder entering the card details.
A significant proportion of chargebacks can arise as a result of the cardholder denying that they authorised a transaction. It is traditionally very difficult for you to successfully appeal against this sort of chargeback. The 3D Secure technology is designed to reduce the possibility of fraudulent card use by authenticating the cardholder at the actual time of the transaction and subsequently reducing your exposure to disputed transactions and chargebacks of this type.
What is 3D Secure?
3D Secure stands for Three Domain Secure - the payment industry's internet authentication standard which has been developed by the major card schemes. Visa has called their version of the scheme 'Verified by Visa' and MasterCard have called their equivalent initiative 'MasterCard SecureCode'. These are both collectively referred to as 3D Secure.
3D Secure authentication requires the cardholder to register their card to take advantage of this service. This is a one time process which takes place on the card issuer's website and involves the cardholder answering several security questions to which only the card issuer and cardholder will know the answer. The cardholder selects a password and agrees on a secret phrase, which will be used by the card issuer during each online transaction.
3D Secure can be thought of as an online version of 'Chip and Pin' technology, whereby the cardholder has a personalised password registered with their card that is entered during the checkout process. 3D Secure is predicted to become the industry standard by the end of 2007 and all online consumers will soon become as familiar with this, as when they enter their 'Pin' number at a cash machine or till in a shop.3D Secure can be thought of as an online version of 'Chip and Pin' technology, whereby the cardholder has a personalised password registered with their card that is entered during the checkout process. 3D Secure is predicted to become the industry standard by the end of 2007 and all online consumers will soon become as familiar with this, as when they enter their 'Pin' number at a cash machine or till in a shop.
How does 3D Secure work with Supersmart?
What are the advantages of 3D Secure?
Are there any limitations of 3D Secure?
Ultimately, the risk of fraud lies with you, but Supersmart feel it is vital to provide you with the necessary tools to help you to protect your business and manage and reduce your exposure to fraud, chargebacks and their associated costs.
Commons questions answered
For more information you can consult the website of the main British Banks
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All rights reserved
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